Online Services

Online Bill Payments

Online Billpay Video
Online Billpay Click-Thru Demo (Desktop)

Why spend time handwriting checks, addressing envelopes, buying stamps, and going to the post office when you can take care of everything at once with online bill payments?

Enroll in Bill Pay

Features Include:

  • All you need is a checking account and Internet access.
  • Pay your bills 24 hours a day, 7 days a week.
  • Out of town? No worries. You can pay your bills while on vacation, at the office, from home...... anywhere you have access to the Internet.
  • Pay one-time bills and schedule regular payments to be automatically processed on the days you choose.
  • View your payment history.
  • View, add to, or edit your list of payees anytime.
  • Make payments to some vendors the same day! (optional fee service)
  • Send payments to other people via Zelle®
  • Access your bill payments via our mobile app.

Transmit payments safely and securely. Security features include a login and password and 128-bit encryption with Secure Socket Layer.

Start saving time and money today by signing up now for our Bill Pay service! It's easy, secure, and there is no software to install.


Lose the paper statements with eStatements!

With Bank of 1889, you have the option to receive your bank statement online through Online Banking as opposed to mail as a paper document. Enrolling into eStatements is simple and FREE!

By enrolling into eStatements, you will no longer receive your paper statement by mail. Your eStatement will be available to securely view online, or you have the option to download your monthly statements as PDF files that you can view and print from the convenience of your home.

By signing up for eStatements:

  • You reduce risk of identity theft
  • Have faster, consistent statement delivery
  • You are able to view 18 months of statements online
  • You are able to save storage space by not having to keep a physical paper copy of your statement
  • You are able to view your statements anywhere you are able to log onto online banking using a personal computer

Enrolling into eStatements is simple!

You can enroll in eStatements by signing in to Online Banking. When first signing in, you will be prompted to enroll your accounts. Check the accounts you would like to enroll, enter your email address, then read the eStatements Disclosure to find the confirmation code to accept the disclosure. If you decided to choose "Ask Me Later" or "Decline", you can find the eStatements option under "Options" in the top right corner of your screen.


Zelle® Video
Zelle Click-Thru Demo (Desktop)

Zelle® is available right from your online and mobile banking account and conveniently located in the same place where you pay your bills.

It is easy to get started. Simply log in to your online banking account or mobile banking app and enroll in Bill Pay. Once your account is verified, return to Bill Pay and select the "Send Money With Zelle®" tab.

Enroll in Zelle® and start sending and receiving money with friends and family!



Using our Telebanking service, you are able to access your accounts from your home, office, or any other location where a touch-tone telephone is available. With TeleBanc, inquiries will be answered about a variety of your accounts including checking, savings, insured money funds, certificates of deposit, and loans. You can check your account balances, transfer funds from one BANK OF 1889 account to another and make loan payments all over the phone. Please contact a Customer Service Representative for more details at 1-800-423-6601 or locally at (870) 423-6601.

Branch Telebanking Number:

  • Toll Free Telebanking number: (855) 362-6282
    • The number is the same for all the branches.

Mobile Capture

Mobile Deposit Video

With mobile capture, you can deposit checks remotely right from your cell phone! Save yourself a trip to the bank and sign up for mobile capture today!

  • Eliminates trips to the bank, saves you time and money.
  • Secure and convenient access from your iPhone or Android phone.
  • Cutoff time is 3 p.m. Standard Time.

Sign up for Mobile Capture today. Once you are approved you will receive an email notifying you of your approval. You will then see a new icon within your mobile app called "Deposits".

Mobile Capture Application

Mobile Capture FAQ

Who is eligible for Mobile Capture?

In order to use Mobile Capture, you must use our Online Banking, use the Mobile App (available on iPhone, iPad, and Android), and be approved by signing up for Mobile Capture.

What types of accounts are eligible for Mobile Capture?

Checking, savings, and money market accounts are eligible for Mobile Capture with Bank of 1889.

What types of checks can I deposit with Mobile Capture?

Any check drawn on institutions located in the United States that have a MICR line can be processed through Mobile Capture.

Are there fees associated with using Mobile Capture?

There is currently no charge for customers to use this service.

How do I make a deposit using Mobile Capture?

  1. Launch your Bank of 1889 Mobile App, log in and select Deposits
  2. Select New Deposit
  3. Select the account you want to deposit into
  4. Enter the check amount and select continue
  5. Take a picture of the front of the check
  6. Take a picture of the back of the check
  7. Review Deposit information and select yes to confirm deposit

How do I endorse my check for Mobile Capture?

Have all payees sign the back of the check, and state “Deposit Only Bank of 1889 Consumer Capture”.

Is there a cut-off time to make my deposit?

The cutoff time for same day acceptance is 3 p.m. Standard Time

What do I do with the check after using Mobile Capture?

Retain the check for 30 days after confirmation that we have received the deposit. After the deposit has posted to your account and 30 days have passed, you may destroy the check.

What if I submitted a deposit for the wrong amount?

If you enter a wrong amount than what is detected on the check, you will automatically receive an error message notifying you that the amount entered does not match. You will then need to verify the amount of the check and attempt to deposit via mobile capture again.

What if I submit the same deposit twice in error?

If the same deposit is submitted twice using Mobile Capture, you will receive an error message informing you that the check has already been deposited.

A check I submitted was returned, can I resubmit it?

You will not be able to resubmit a check that was returned. You will have to either mail the check in or bring it to a branch for deposit.